Private Pay

Quality Care, On Your Terms

Private pay homecare gives your family the freedom to choose exactly the level of support your loved one needs — without insurance limitations, pre-authorizations, or coverage gaps.

Limited-Time Offers

Private Pay Specials

Book private pay hours and get more care at no extra cost. Call us today to take advantage of these offers.

Private Pay Special 2026
Call to Book: (877) 291-0413

*Offers valid for new private pay clients. Terms and conditions apply. Limited availability.

The Private Pay Advantage

Why Families Choose Private Pay

No Insurance Restrictions

Private pay clients are never limited by insurance plan requirements, pre-authorizations, or coverage caps. You choose the care that fits your needs.

Flexible Scheduling

From a few hours a week to around-the-clock support, we build a schedule that works for your family — including evenings, weekends, and holidays.

Personalized Care Plans

Every private pay client receives a fully customized care plan developed in collaboration with the client, family, and our care coordinators.

Consistent Caregivers

We prioritize caregiver continuity so your loved one builds a trusting relationship with a familiar face rather than rotating staff.

What's Covered

Services Available Through Private Pay

Private pay clients have access to our full range of homecare services. Whether your loved one needs a few hours of companionship each week or comprehensive daily support, we tailor every plan to the individual.

  • Personal Care & Hygiene Assistance
  • Companion Care & Socialization
  • Meal Planning & Preparation
  • Medication Reminders
  • Light Housekeeping & Laundry
  • Transportation & Errand Assistance
  • Respite Care for Family Caregivers
  • Dementia & Memory Care Support
  • Post-Hospital Recovery Assistance
  • Administrative & Appointment Support

Not Sure What Level of Care You Need?

Our care coordinators are here to help you navigate your options. We offer a free, no-obligation in-home assessment to evaluate your loved one's needs and recommend the right care plan.

  • Free in-home assessment
  • No long-term contracts required
  • Care can begin within 24–48 hours
  • Transparent, straightforward pricing
Schedule Your Free Assessment
Getting Started

How Private Pay Works

01

Free Consultation

Call us or submit a request online. A care coordinator will reach out within 24 hours to discuss your needs at no cost or obligation.

02

In-Home Assessment

We visit your home to conduct a thorough assessment of your loved one's needs, preferences, and daily routine.

03

Custom Care Plan

We develop a personalized care plan and match your loved one with a caregiver whose skills and personality are the right fit.

04

Care Begins

Services start on your timeline. We check in regularly to ensure the care plan continues to meet your family's evolving needs.

Common Questions

Frequently Asked Questions

What does private pay mean?

Private pay means you pay for homecare services directly — out of pocket, through a long-term care insurance policy, or via a trust or annuity — rather than through a government program like Medicaid. This gives you full flexibility over the type, frequency, and duration of care.

Is private pay more expensive than insurance-covered care?

Private pay rates vary based on the level of care and hours needed. While you pay directly, you gain access to a broader range of services without the restrictions that often come with insurance coverage. We offer transparent pricing and work with families to find a plan that fits their budget.

Can I use long-term care insurance for private pay services?

Yes. Many long-term care insurance policies cover homecare services. We can work with your insurance provider to help you understand your benefits and submit the necessary documentation.

How quickly can care begin?

In many cases, we can begin services within 24–48 hours of completing the intake process. We understand that care needs can arise suddenly, and we do our best to respond quickly.

What if my needs change over time?

Care plans are fully adjustable. As your loved one's needs evolve, we update the plan accordingly — whether that means adding hours, changing services, or transitioning to a higher level of support.

Ready to Get Started?

Contact us today for a free consultation. Our team is ready to help your family find the right care — on your schedule and your terms.